Bank of Nova Scotia is Canada’s 3rd-largest bank by market capitalization. (TSX:BNS)(NYSE:BNS) reported its 2nd-quarter earnings for the 2019 fiscal year. Earnings in Q2 were $1.73 per share, up compared to earnings of $1.70 per share from the same period a year ago. Returns on equity (ROE) were down from 14.9% a year ago to 13.8% for the quarter ended April 30. Bank of Nova Scotia has continued expansion into international markets. Canadian banks have continued to successfully use the strength of their collective reputations to expand. In the second quarter, BNS completed its acquisitions in Peru and the Dominican Republic. It continues to work on its acquisitions of BBVA Chile that closed in the third quarter of last year and its acquisition of Citibank’s (owned by parent company Citigroup Inc) Columbian personal and small business division. Foreign jurisdictions represent a growth opportunity for BNS to get into. They help diversify the bank’s risk exposure to the Canadian market. BNS is investing in a digital future. Beyond expanding internationally, BNS also makes investments in technology back home. During the second quarter, the Scotiabank launched two new online platforms, “Healthcare + Physicians” and “eHome.” Scotiabank is doing well by continuing to invest in international markets and digital supply chains. Investing into new areas of growth is a smart move.